The credit card that
keeps you moving.

Manage the expenses of car ownership with the 
GreatWater 360 Auto Care credit card. ^

Apply Now


Additional Features of the GreatWater credit card:

  • Accepted at auto parts and service businesses nationwide1
  • Accepted at gas stations nationwide1
  • Credit decision within minutes
  • Convenient monthly payments
  • No annual fee2
  • $0 fraud liability
  • Exclusive cardholder offers
  • Check your balance and pay your bill on the go with the MySynchrony mobile app


Get a decision in seconds with no impact to your credit bureau score.

See if you Prequalify


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*A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.
^ Subject to credit approval.
1 Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico.
2 For New Accounts: See rates and fees for details.